Skip to main content
mini mode

calculators & tools

27 free calculators for Australian families — health & safety, government payments, and life planning.

start here

featured

the tracker anchors your journey; the cost forecast turns 22 calculators into a single 18-year picture.

everyday health & safety

3 tools

medicine dosages, daycare symptom checks, vaccine schedules and car seat law.

payments & benefits

15 tools

Child Care Subsidy, Family Tax Benefit, Paid Parental Leave, Parenting Payment and child support.

3 Day Guarantee savings calculator

new

how much does the new policy save your family? before-vs-after comparison of CCS subsidised hours since the 5 Jan 2026 activity-test removal.

childcare options comparison

new

5 arrangements side-by-side — long day care, family day care, OSHC + vac, nanny, parent stays home. annual cost + net household position for your family.

childcare centre comparison

new

compare 2 centres side-by-side: NQS, MiniMode Score, daily out-of-pocket after CCS, and cost per quality point. one verdict.

return-to-work planner

new

is it worth going back at 6 vs 12 vs 18 months? compares 4 scenarios over 2 years — PPL, CCS, FTB, tax, childcare all in one view.

Centrelink payments estimator

new

every family payment you qualify for — CCS, FTB A+B, PPL, Parenting Payment, Newborn Supplement — in one check.

nanny vs daycare breakeven

new

which is cheaper for your family? with nanny employment overhead + your CCS rate.

CCS activity test hours

new

how many subsidised hours you get per fortnight — includes 3 Day Guarantee.

child care subsidy calculator

your CCS percentage + out-of-pocket costs based on family income.

daycare out-of-pocket calculator

the fast version — just income, days per week and daily fee. see what you'll actually pay.

after-school care cost calculator

annual OSHC + vacation care fees after CCS. the $12.81 OSHC cap applied.

family tax benefit calculator

estimate your FTB Part A and Part B payments by income and number of children.

parenting payment checker

eligibility for Parenting Payment Single or Partnered + your fortnightly rate.

paid parental leave calculator

your PPL entitlement under the 2026 scheme (26 weeks from 1 July 2026).

parental leave top-up calculator

stack employer PPL with government PPL. compare concurrent vs sequential strategies.

child support calculator

new

Services Australia 8-step formula — care percentage, income shares, who pays.

planning & life admin

7 tools

pregnancy timelines, sleep schedules, cost of raising a child, stamp duty and shareable receipts.

looking for advice instead of a calculator?

115 guides across childcare, payments, health, safety, education and family life.

browse all guides